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The Culture Of Having Cash Is difficult to shake Off For The Immigrant, But Credit is King In America

  If you have been used to living a lifestyle where whatever you needed, you would have to pay for it from the cash in your pocket; there is a tendency to feel like a lack of money will spell big trouble. When I lived in Nigeria, I had read many financial books, but one of the things that made most of these books challenging to relate with was when they would describe how to leverage credit. Some readers had valuable tips on positioning yourself for wealth, like Robert Kiyosaki's  The Cashflow Quadrant . Still, others would explain a complicated credit system that seems foreign to the average person living in Nigeria who must have the cash available if they must own anything.   The Nigerian banking system is far from what is obtainable in the US, where one could quickly request a credit card, and it will be speedily available to you based on trust. You are only required to maintain what is known as a  credit score , and as long as you can keep a good credit scor...

Why Do Non-American Soccer Fans Think American Football Is So Complicated

One of the main reasons that  immigrants  in  A merica  find it difficult to watch American football  is  that the rules are not as simple as their regular soccer that most of the ones who have lived in Africa or other Spanish nations may be  familiar with.  Before migrating to America, I was mainly used to watching soccer.    In Nigeria, soccer was quite a popular sport  and  had a considerable following, especially the English Premier League.  Define loyalty that existed in Nigeria was very strong; in some  cases,  you would see many fans showing their commitment to  En glish clubs while others would show their loyalty  2  Spanish or Italian clubs . I vividly remember this particular year, when Arsenal Football Club and Barcelona qualified for the Champions League final. In the city of Lagos , it was known that there was a lot of fighting between fans, and this was not just your regular...

The Influence Of Foreign Media On the Nigerian Immigrant

  The only way that someone will be in a precise position to know and understand the ecosystem of an environment is if that individual has lived in that environment. But some may argue, does someone have to live in a place, community, or country to understand how they live? Is it possible that people may know an environment without having lived there?  The advent of the internet and the proliferation of smartphones has made information accessible to everyone. No one is incapable of finding out anything about an environment that captures their interest. This availability of information explains why it appears easy for immigrants to settle into their new country, and these days, culture shock seems to be diminishing.  Within the context of people who migrate from Nigeria, I should mention different categories and various reasons they migrate. Some have lived most of their lives in the rural regions, and on arriving in the US, these people will have a different experience th...

Lockdown Blues And The Definition Of Essential Services

The digital rapture may just have taken place, but it is possible that despite the situation that the world is currently facing, most may not realize that the world as we know it may never be the same again. I have never seen anything that people felt slow to embrace like technology-related things. There may have been many reasons ranging from man-machine interactions that make certain people shy away from the use of computers, or even for religious reasons as described in this study that claims that the use of the internet has caused people to abandon their faith .   it could be due to some other external influence. For whatever reason, that one may think the reason for the slow embrace of technology, it appears that technology continues to surge ahead; as seen by the daily release of new apps with claims to work modern miracles that reduce our daily tasks. The word “rapture” is synonymous with Christian teachings that purport that people will suddenly disappear from the earth...